Commercial Solar Financing
How to Finance a Commercial Solar Plant in India.
Four real structures, when each one fits, and what we do for you on the lender side. We don't take a kickback from any lender — pick the one that suits your books.
Four Structures, One Right Fit
Pick the one that suits your tax position, balance sheet, and time horizon.
Public Sector Bank Term Loan
PSU banks lend against commercial solar under the priority-sector renewable category. Reducing-balance structure, typical tenure 5–10 years. Slower sanctions, sharper rates, asset-on-balance-sheet.
NBFC Project Loan
Renewable-focused NBFCs sanction faster and structure flexibly — flat or reducing. Useful when speed matters and bank documentation is cumbersome.
OPEX / PPA (RESCO)
Bridgeway funds, owns, and operates the plant. You sign a 15-year power purchase agreement and pay a fixed ₹/unit tariff well below your DISCOM rate. Zero capex. Plant transfers to you after the PPA term.
Group Captive SPV
For multi-site or multi-entity consumers. We structure the SPV, raise debt and equity, and supply power via open access. Exempt from cross-subsidy surcharge.
What Bridgeway Does on the Lender Side
- Detailed Project Report (DPR) with realistic generation, P50/P90 yield, and 25-year cashflow
- Bank-ready file: technical, commercial, legal, environmental, statutory approvals
- Performance guarantee that lenders accept
- Independent engineer (LIE) coordination for milestone-based disbursement
- Quarterly generation reports for the lender after commissioning
Request a Commercial Solar Proposal
A senior engineer will call you back within one working day with a real number — not a generic brochure.